You might also need a certified check to buy a used car or for the down payment on a mortgage.
Some examples might include a security deposit for a new apartment or the first month’s rent. When to use a certified check?Ĭertain types of transactions often require guaranteed funds. The bank certifies that the account has enough money to cover the check and verifies the signature on the check as valid.
Other alternatives to certified bank checksĪ certified check is a check drawn on your account that has been certified by the bank for the face value of the check.
